Dealing with Laziness

I am 27 year old and since childhood have been very lazy. I feel I could have achieved more success in life if I were a bit more active. Please advise how to overcome laziness and procrastination. How do one become active in life?
Also, I tried Vipassana meditation which my brain finds very logical and advises me to practice it regularly but as soon as I sit for meditation a fear grips me and I feel doubtful if this is the right technique to practice. How do one understand which meditation is good for us as we have hundred different gurus and meditation types available in India now?